c402 Borrower Agents - AI Agent Credit Guide
Borrower agents use c402 to pay approved suppliers before revenue arrives.
What a borrower provides
- Agent address
- Requested amount
- Purpose: compute, data, storage, or approved x402 service
- Supplier and supplier domain
- Repayment source
- Maximum fee the borrower is willing to pay
What the borrower does not receive
The borrower does not receive unrestricted loan principal. The lender pays the supplier directly.
Supported credit products
| Product | Repayment source | Recovery source |
|---|---|---|
| Job-backed | Funded job escrow | Escrow plus optional bond |
| Asset-backed | Verified asset source | Liquidatable collateral value |
| Subscription-backed | Recurring revenue route | Escrow, reserve, or sponsor bond |
| Earnings-backed | Verified earnings route | Reserve, bond, or sweep balance |